*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,sans-serif;background:#fbf8f1;color:#172039;line-height:1.7}header{background:#111a33;color:#fff;padding:18px 5%}nav{display:flex;gap:18px;flex-wrap:wrap;align-items:center}nav a{color:#f4e7b3;text-decoration:none}.brand{font-family:Georgia,serif;font-size:1.45rem;color:#fff;margin-right:auto}.hero{background:#111a33;color:#fff;padding:70px 6%;border-top:1px solid #34405f}.hero h1{font:700 3rem/1.05 Georgia,serif;max-width:850px}.hero p{max-width:720px;color:#dfe3ef;font-size:1.12rem}.wrap{max-width:980px;margin:auto;padding:48px 24px}h1,h2,h3{font-family:Georgia,serif;line-height:1.2}h2{margin-top:2.2rem}.cardgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px}.card,.note,.cta{background:white;border:1px solid #e3dcc9;border-radius:14px;padding:22px}.cta{background:#fff7d7;border-color:#d8bd63;margin:30px 0}.btn{display:inline-block;background:#b58b2a;color:#111a33;padding:12px 18px;border-radius:9px;font-weight:700;text-decoration:none}.links a{display:block;margin:8px 0;color:#263f7a}footer{background:#111a33;color:#dfe3ef;padding:32px 5%;margin-top:50px}footer a{color:#f4e7b3}.disclosure{font-size:.92rem;background:#f0eadc;padding:12px;border-radius:8px}